In order not easy Salaries Out, It's trick

'Well, my salary anyway, five point so. That is, already the fifth, immediate coma ...'' Or,'' Duh, the salary was like yes menstrual cycle. The coming month, seven days is over.''

Perhaps, you often hear these words. Your reaction? Laughter, smiles, or a sour-faced? It all depends on how you organize your finances. When there is no problem in financial affairs, of course, you do not have to worry about your financial condition. However, if it turns out you are also quite a frenzy when it must deal with family or personal finances, it helps to follow these tips from the U.S., a financial planner. Here's the trick to handle the salary or income that is not hurried out ahead of time:

Beware of spending a small amount

Spending large amounts usually always visible. However, another case with the feel of small expenditures. Imagine, if such a small expenditure of funds collected for the lifestyle, coffee in a cafe, or watch a movie turned out to be great as well. You can begin to be aware of the financial fix this little expenditure. When you enter a fund for dinner in the restaurant or a coffee in a cafe in an account, get ready just shocked. Apparently, the numbers are quite significant.

Get rid of 'fun' is not important

Subscribe to cable television, so well-known fitness club members, or participate in a prestigious golf club? Fun indeed. The question is, are you able to pay all membership? If the answer is no, get ready to remove all items in the list of monthly expenses. You have to check again the entire expenditure to match the bag.

Pay off credit card debt

One thing to remember when having a credit card. Funds in it is not income to you. Have a credit card are the expenses that must be paid immediately. So, when using a credit card, if possible, pay in full when the bill comes. Understandably, credit card interest rate is throttled. You may be in debt for life if not clever berstrategi using a credit card. If you are already included in his net, consult with the credit card issuer in order to negotiate the payments.

Start investing

Beres successfully manage expenses plus 'tame' credit card debt, it's time to start investing. As revealed by Warren Buffet, investor and entrepreneur of the U.S., investments such as diet. Easy to understand, but hard to do.

For a start you can set aside a certain amount of salary set aside or say 'unemployed', began to think about investing. That way, the money will work for you instead of you working for money. Be, a savvy investor.

Congratulations to manage the salary ...